Introduction

These Terms and Conditions (“Terms”) set forth the terms under which you may use our services and website, www.tdadvice.co.uk (“Site”), owned and operated by TD Advice Ltd. Please read these Terms carefully and ensure that you understand them. By accessing or using our Site and services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must stop using our Site and services immediately.

 Definitions

·         “We,” “Us,” “Our” refers to TD Advice Ltd.

·         “You,” “Your,” “User” refers to any individual or entity using our Site or services.

·         “Services” refers to the financial services provided by TD Advice Ltd through the Site.

·         “Site” refers to any web or mobile applications operated by TD Advice Ltd.

 Who Are We?

TD Advice Ltd is registered in England and Wales under company number 15172324, with a registered office at 16 Tottenham Town Hall, Town Hall Approach Road, London, England, N15 4RY.

 Use of Our Site and Services 

Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our services. By using our services, you represent and warrant that you meet these requirements.

Account Registration

To access certain features of our services, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

Our Services 

Description

TD Advice Ltd acts as a broker, finding the best merchant cash advance deals for clients by facilitating connections between you and various finance lenders to help you obtain business finance.

How Our Site Works

By using our Site, you can efficiently search for suitable business finance options. We work with reputable third-party lenders, ensuring they are approved by relevant regulatory bodies where required.

Credit Checks

We do not perform formal credit checks to provide our services but may conduct identity and soft credit checks to prevent fraud. These soft checks do not affect your credit rating. Finance providers may conduct their own credit checks, which could affect your credit rating.

User Obligations

Compliance with Laws

You agree to comply with all applicable laws and regulations while using our services.

Prohibited Conduct

You agree not to:

·         Use our services for any unlawful purpose.

·         Misrepresent your identity or affiliation.

·         Interfere with the operation of our services.

·         Attempt to gain unauthorized access to our services or systems.

Intellectual Property

All content on our Site, including text, graphics, logos, images, data, and software, is the property of TD Advice Ltd or its licensors and is protected by applicable intellectual property laws. You may not use any content without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, TD Advice Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our services.

Indemnification

You agree to indemnify, defend, and hold harmless TD Advice Ltd, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal and accounting fees, arising out of your use of our services or your violation of these Terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, if you breach these Terms. Upon termination, your right to use our services will cease immediately.

Governing Law

These Terms are governed by the laws of England and Wales, without regard to its conflict of law provisions.

Changes to Terms & Conditions

We reserve the right to modify or replace these Terms at any time. We will provide at least 30 days’ notice of any material changes before they take effect.

 Contact Us

If you have any questions about these Terms, please contact us at:

TD Advice Ltd 

16 Tottenham Town Hall 
Town Hall Approach Road 
London, England, N15 4RY 

Email: info@tdadvice.co.uk